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Attention homeowners:

The Alba Team is great at searching, finding and getting buyers into new homes, but we don’t stop there. Our team, and Mark Alba especially, like to keep updated on how homeowners are affected by market, rate and tax changes. The Tax Cuts and Jobs Act of December 2017 is something he has his eye on.

If you have a HELOC (Home Equity Line of Credit), did you know it may no longer be tax deductible? “Under the new law, for example, interest on a home equity loan used to build an addition to an existing home is typically deductible, while interest on the same loan used to pay personal living expenses, such as credit card debts, is not.” (source: IRS article).

How are you using your HELOC? Talk to Mark Alba about a free mortgage review – it may be a good idea for you to combine your loans, and with Mark’s access to the best rates, this is a great time to call.

In the meantime, check out this informative resource from the California Association of RealtorsHomeownerTaxReformInfo2018

-The Alba Team

Mark Alba

Owner/Broker Alba Realty


BRE #01139617


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